As a civil contractor, it goes without saying that you need civil contracting insurance. The coverage helps you limit financial risks that may occur as a result of job site injuries, loss of equipment and other unforeseen complications that may arise in the course of duty. However, even with insurance, you never look forward to anything going wrong while working on a civil project. Unfortunately, the unexpected happens, and you may find yourself filing a claim with your insurance company after the occurrence of an insurable risk.
